Products

Today’s successful retirement strategy involves a variety of financial products, with different risk and return qualities, to satisfy different objectives.

Our product portfolio is broad and highly competitive in today’s marketplace. Discover the benefits of our different products and contact us today for a free no obligation quote on any of the following products.

Level Term

Fully guaranteed 10, 15, 20 and 30-year products offering affordable protection and value. And introducing the unique Select-a-Term ® offering 18 different term period options.

ROPTerm

ROP term plans provide for the return of all premiums paid (except for ratings and riders) if the client lives to the end of the level term period of 15, 20 or 30-years.

Fixed Universal Life

Single-life and survivorship products with and without long-term death benefit guarantees.

Index Universal Life

Fixed universal life with the option to determine the interest credited to the policy by referencing one or more indices, including the S&P 500 Index.

Income Annuities

Annuity used to convert accumulated wealth to an income payout. Income may be for life, a fixed period or until a certain amount is paid out. Can be used to pay other policy premiums. 

Fixed Deferred Annuities

Accumulation products offering competitive interest rates and special features that vary by plan. Designs include annual interest, multi-year interest guarantees, or bonus interest plans.

All offer minimum fixed guarantees.

Index Deferred Annuities

Because they offer a variety of advantages, index annuities are often an excellent choice for retirement planning. An index annuity can include one or more interest-crediting accounts.

Accident & Health

Products designed to fill in the gaps in current health coverages. Plans include critical illness coverage, accident only emergency care and cancer coverage.